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Living Debt-Free in a Consumer's World

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About Debt-Free Mom

Are you in debt and stressed out of your mind? Tired of living in crisis mode? We know what it's like to raise kids and stay on top of finances at the same time.

Here's the good news: Becoming debt-free really is possible! Let us show you how to make your money work for you.


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Thrift

Nothing saves money like getting free stuff!

Thursday, October 23rd, 2008

I saw this website on Inside Edition tonight, and I just had to check it out:
Freebies 4 Mom.com
This site will give you access to a lot of free items, and you’ll be able to save a lot of cash!
When my children were infants, I used to write to all the baby companies and ask […]

Are you tossing cash in the trash?

Tuesday, October 7th, 2008

A few weeks ago I cleaned out my fridge. What should have taken a few moments to toss away the spoilage took a good deal of my afternoon to accomplish. Before I knew it, I had filled two garbage bags full of old food, spoiled food, and food packages that had never been opened. I was […]

A free gift for you

Saturday, March 29th, 2008

Last summer, Debt-Free-Mom was just a concept. I wanted to create a business that would genuinely impact the lives of others. A few months later I asked Anita if she’d like to join me in this venture, and she was as excited as I was to begin.
Your response has been astounding. Each […]

It’s now hip NOT to spend money

Sunday, March 2nd, 2008

At least according to this USA Today article:

Most consumers actually feel more pain from these small cuts than from big ones. You miss your daily java jolt a lot more than, say, a new car you’d only hoped to buy sometime this year.
Small cuts can also have a big effect on the economy. If cutting […]

Understanding your money mindset

Sunday, January 6th, 2008

Do you get excited about the possibility of living debt-free? If so, it’s time to give a brutally honest answer to the following question. At your core, do you really think it’s doable? Be honest now…. Do you TRULY believe you will pay all of your bills and become debt-free in six […]

My February Challenge

Saturday, January 5th, 2008

Have you ever noticed that buying the little things chip away at your bank account? It’s those little things that always got me into big trouble with my finances month after month, year after year. I’d use my debit card without recording all the transactions, impulse buy at the grocery store, or just […]

Becoming debt-free after divorce

Monday, December 31st, 2007

 
I separated from my children’s father in 1995. I was 31 years old, emotionally worn down, and financially bankrupt. My children were five, three, and five months old at the time, and I had to make a plan that would work for all of us. I needed to be close to my family […]

What would a millionaire drive?

Monday, December 3rd, 2007

Warren Buffet made $46 million dollars last year and his net worth is $57 billion. He lives in the house he purchased 50 years ago for $31,000. He drives a 2001 Lincoln Town Car. The license plates say “thrifty.”
Stanford professor David Cheriton made his fortune with Google stock. When he […]

Are you eating your retirement?

Wednesday, November 21st, 2007

In Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams by David Bach, he talks about the money myths that get people in trouble. One of those myths is that more money will make you rich. To the contrary, it’s not how much money you make but what […]

13 things millionaires do that you don’t do

Tuesday, November 20th, 2007

Who knew that one could learn about contentment and frugality from millionaires?
The millionaires that Dr. Thomas Stanley studies in his two books (The Millionaire Next Door and The Millionaire Mind) are first generation millionaires, so keep that in mind. We’re not talking old money or people with a sense of entitlement.
According to his exhaustive […]