Cash
« Previous EntriesAre you tossing cash in the trash?
Tuesday, October 7th, 2008A few weeks ago I cleaned out my fridge. What should have taken a few moments to toss away the spoilage took a good deal of my afternoon to accomplish. Before I knew it, I had filled two garbage bags full of old food, spoiled food, and food packages that had never been opened. I was […]
A free gift for you
Saturday, March 29th, 2008Last summer, Debt-Free-Mom was just a concept. I wanted to create a business that would genuinely impact the lives of others. A few months later I asked Anita if she’d like to join me in this venture, and she was as excited as I was to begin.
Your response has been astounding. Each […]
Understanding your money mindset
Sunday, January 6th, 2008Do you get excited about the possibility of living debt-free? If so, it’s time to give a brutally honest answer to the following question. At your core, do you really think it’s doable? Be honest now…. Do you TRULY believe you will pay all of your bills and become debt-free in six […]
My February Challenge
Saturday, January 5th, 2008Have you ever noticed that buying the little things chip away at your bank account? It’s those little things that always got me into big trouble with my finances month after month, year after year. I’d use my debit card without recording all the transactions, impulse buy at the grocery store, or just […]
Gift cards: they keep on taking
Thursday, January 3rd, 2008We’ve dissed gift cards here before but it’s time to diss them again, thanks to a recent article over at The Business Shrink.
The term “breakage” refers to the amount of money retailers get when gift cards go unused. Breakage will reach $7.8 billion dollars this year.
State legislatures are starting to take note. The Maine […]
Becoming debt-free after divorce
Monday, December 31st, 2007
I separated from my children’s father in 1995. I was 31 years old, emotionally worn down, and financially bankrupt. My children were five, three, and five months old at the time, and I had to make a plan that would work for all of us. I needed to be close to my family […]
The dark side of debit cards
Saturday, December 29th, 2007Debit cards seem like such a good idea and in some ways they are.
You don’t pay interest. You only use the money in your checking account so there’s built-in discipline. For some transactions, like hotel reservations and airline tickets, you can’t use cash so a debit card is a good option.
But there’s a dark side […]
What is your relationship with money?
Friday, December 21st, 2007The key to building wealth is about more than just changing your spending habits. The fundamental ingredient to getting out of debt and staying out of debt is to change your relationship with money.
What does money mean to you? Security? Happiness? Love? For most of us, the true meaning of currency […]
Think twice before you buy that gift card
Friday, December 14th, 2007Trim the tree. Make your holiday gift list. And don’t forget to whip up some no-bake cookies for your child’s Christmas party while you’re at it.
As the holidays rush toward us, the last minute shopping crunch is enough to push many of us into a tailspin. . . as if our days […]
Are you eating your retirement?
Wednesday, November 21st, 2007In Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams by David Bach, he talks about the money myths that get people in trouble. One of those myths is that more money will make you rich. To the contrary, it’s not how much money you make but what […]
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