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Are you in debt and stressed out of your mind? Tired of living in crisis mode? We know what it's like to raise kids and stay on top of finances at the same time.

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Archive for November, 2007

Seeing Red on Black Friday?

Sunday, November 25th, 2007

As you know, Black Friday is the busiest shopping day of the year. In my local paper I read reports of how people arrived in the Best Buy parking lot on Thanksgiving afternoon so that they could spend the night and be among the first in line.
Thanksgiving afternoon.
Granted, some of the people saved hundreds […]

Are you eating your retirement?

Wednesday, November 21st, 2007

In Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams by David Bach, he talks about the money myths that get people in trouble. One of those myths is that more money will make you rich. To the contrary, it’s not how much money you make but what […]

13 things millionaires do that you don’t do

Tuesday, November 20th, 2007

Who knew that one could learn about contentment and frugality from millionaires?
The millionaires that Dr. Thomas Stanley studies in his two books (The Millionaire Next Door and The Millionaire Mind) are first generation millionaires, so keep that in mind. We’re not talking old money or people with a sense of entitlement.
According to his exhaustive […]

Here’s a statistic we need to change

Tuesday, November 20th, 2007

And here I thought that maybe women were finally starting to earn more money.  I guess not.
Dr. Thomas Stanley has devoted much of his career to studying the millionaire population.  He has written the books The Millionaire Next Door and The Millionaire Mind.
In The Millionaire Mind he says:
Today, there are five men for every one […]

Are your credit cards maxed out? Then watch Maxed Out.

Monday, November 19th, 2007

I watched the documentary Maxed Out this afternoon. I recommend that you put it in your Netflix queue right now if you want a behind-the-scenes look at the evils of credit card companies.
Here’s a preview:

One of the most disturbing parts of the documentary was learning how credit card companies prey on college students. The very […]

Why money doesn’t solve your problems

Sunday, November 18th, 2007

For much of my adult life, I lived in crisis mode. Each month I ran the same drill: the big countdown to payday and that familiar desperation that fell upon me as soon as I realized my account balance was shrinking faster than the pile of bills before me. There was never enough money.
When my […]

Give yourself a raise by spending cash

Sunday, November 18th, 2007

When you are in debt it often seems that are a few - if any - options.
It’s often not possible to instantly increase your monthly income. Until that happens there is one thing you can do to make an immediate difference in your income. It’s the equivalent of giving yourself a raise.
Use cash!
Here at my […]